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العنوان
الهندسه الماليه ودورها التنموى فى الاقتصاد المصرى :
المؤلف
غنيمى، ايناس محمد احمد.
هيئة الاعداد
باحث / ايناس محمد احمد غنيمى
مشرف / حسنى حسن مهران
مشرف / محمد سعيد بسيونى
مناقش / محمد ابراهيم عواد
الموضوع
التنميه الاقتصادبه. الاقتصاد المالى.
تاريخ النشر
2022.
عدد الصفحات
158 ص. :
اللغة
العربية
الدرجة
ماجستير
التخصص
الإقتصاد ، الإقتصاد والمالية (متفرقات)
تاريخ الإجازة
7/7/2022
مكان الإجازة
جامعة بنها - كلية التجارة - قسم الاقتصاد
الفهرس
يوجد فقط 14 صفحة متاحة للعرض العام

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المستخلص

The study aims to analyze the developmental role that results from the effective application of financial engineering in Egypt. Using the inductive, comparative and descriptive-analytical method, the study reached the following results:
1- Egypt already uses certificates of deposit, repurchase agreements (repo), and securitization of financial receivables. It issued sovereign green bonds for the first time in 2020 and plans to enter the Islamic finance market by issuing sovereign Sukuk for the first time in 2022, in addition to allowing the private sector to issue green Sukuk and bonds. In addition to taking serious steps towards launching (reviving) the derivatives exchange, but it has not yet entered service. In addition to the lack of financial technology companies in Egypt, their activities focus on payment, savings, and savings services.
2- The absence of the legislative framework regulating the work of financial engineering, the deficiency of accounting systems, the absence of specialized technical cadres, the weakness of research and development in the financial sector, the weak technological infrastructure, the low level of financial culture in society, and the conflict of legal fatwas regarding dealing with Sukuk and derivatives, are among the most prominent challenges facing the effective application of financial engineering innovations in Egypt.
3- Egypt needs a mix of policies to apply financial engineering efficiently and effectively to benefit from its advantages and avoid its risks. Among the most prominent of them: updating the legal framework regulating securitization activity to include securitization of financial assets, using the proceeds of issuing green bonds and Sukuk to finance productive projects, and the consistency of their issuance operations with the state’s tendency to control public debt, and gradual use of derivatives while obligating the institutions that will deal with them to apply the principles of governance, and publishing Financial culture, strengthening cybersecurity frameworks, using blockchain technology and regulatory technology applications in financial institutions, and legalizing cryptocurrencies.
4- Financial engineering contributes to the development of the banking and financial sectors, either directly through its products or indirectly through financial technology as one of its tributaries that provide financial services to all segments of society, reducing inequality and improving the level of financial inclusion in Egypt. Financial engineering also affects many important economic aspects such as monetary policy, improving the efficiency of the Egyptian Stock Exchange, fiscal policy, developing the performance of the government sector, contributing to addressing the public budget deficit and trade balance, and controlling commodity prices to reduce information asymmetry and enhance price transparency.
5- Through the effective application of financial engineering, Egypt will be able to achieve 8 of the 17 sustainable development goals included in Egypt Vision 2030. By providing the necessary funding and directing it towards projects that serve these goals in several areas, such as: improving the quality of health services, and advancing the system Education, empowering women and promoting gender equality, developing a clean transportation system, increasing reliance on renewable energy, sustainable management of water and sanitation, supporting the new waste management system, and improving air quality, in addition to the expected role of the derivatives market in combating climate change.